This Seeking Tech guide will reveal what reward you should be redeeming for PlayStation Stars.
There are three reward categories that you can choose from.
The Digital Collectibles do not offer any monetary value. So, you should avoid getting these unless you want to show off to your friends.
The PlayStation Store Rewards only have a limited selection. Not to mention the points required to redeem titles like Stellar Blade is the equivalent of a full-priced purchase. So, you are better off waiting for a discount.
The last category is Wallet Funds. These will let you convert your points into funds for your PSN wallet. You can then use these to buy anything on the PlayStation Store. It is very important to note that your PlayStation Stars points have an expiration date. Thus, you should spend as soon as possible.
You won’t get any discount by redeeming the $20 wallet funds, since it is the same as redeeming four $5 wallet funds. Therefore, it is best that you use your points for the $5 wallet funds so that you don’t have to worry about the expiration dates.